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How Help to Buy ISA works

How Help to Buy ISA works

If you are saving to buy your first home, save money into a Help to Buy: ISA and the Government will boost your savings by 25%. So, for every £200 you save, receive a government bonus of £50. The maximum government bonus you can receive is £3,000. Application The Help to Buy: ISA is available […]

What is Help to Buy – Equity Loan?

What is Help to Buy – Equity Loan?

Currently the Government’s Help to Buy initiative has two key elements – the Equity Loan and Help to Buy: ISA. Find out how these schemes can help you move. Help to Buy The Help to Buy – Equity Loan is a Government-backed scheme exclusive to new build homes. It was set up by the Government […]

Affluent millennials targeted by UK property

Affluent millennials targeted by UK property

Spotting a chance to generate income, institutional investors such as pension funds have taken to developing blocks of professionally run rental homes across the UK to compete with the part-time landlords who have traditionally dominated the country’s £1tn rental sector. While politicians have broadly welcomed the prospect of greater institutional ownership in the private rental […]

6 months rule on selling or mortgaging a property

6 months rule on selling or mortgaging a property

  This is an issue, of which some may not be aware, which may affect your ability to sell or mortgage your property until you have been registered as its owner for at least six months. As a result of mortgage lenders suffering losses in the past, most lenders will not now permit new borrowing […]

Government to reveal foreign owners of UK property

Government to reveal foreign owners of UK property

Theresa May will set out a timetable to break the secrecy surrounding the foreign ownership of British property worth billions after facing a House of Lords defeat at the hands of two Conservative peers. Lord Faulks, a former Tory justice minister, and Lord Hodgson have been calling on the government to establish a register exposing […]

Leaseholds on new-build houses to be banned

Leaseholds on new-build houses to be banned

Builders are to be banned by the government from selling houses as leasehold in England and ground rents on flats could be cut to zero following widespread outrage over exploitative contracts. In a blow for major housebuilders such as Taylor Wimpey and Persimmon, the communities secretary, Sajid Javid, will set out plans on Tuesday to […]