Help to Buy

Help to Buy frequently asked questions

Can I buy a home off plan? Yes, you are able to reserve a new home off plan at any time. However, you cannot exchange contracts before six months to legal completion of the sale. You also need to ensure that your mortgage offer is valid through to legal completion. Will I have to pay Stamp Duty? The Government’s standard rules and procedures for Stamp Duty Land Tax (SDLT) apply to all Help to Buy...

How Help to Buy ISA works

If you are saving to buy your first home, save money into a Help to Buy: ISA and the Government will boost your savings by 25%. So, for every £200 you save, receive a government bonus of £50. The maximum government bonus you can receive is £3,000. Application The Help to Buy: ISA is available from a range of banks, building societies, and credit unions. The accounts are available to each...

What is Help to Buy – Equity Loan?

Currently the Government’s Help to Buy initiative has two key elements – the Equity Loan and Help to Buy: ISA. Find out how these schemes can help you move. Help to Buy The Help to Buy - Equity Loan is a Government-backed scheme exclusive to new build homes. It was set up by the Government in 2013 and has already helped thousands to make their move onto or up the property ladder. The idea...

Compare listings

Compare